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Your Loan Papers and Credit Reports, Read and Watched for You.

Keep home, car, personal and education loan papers with your credit reports in one library. Aydo flags a missing bundled policy, a loan nearing closure, a rate above today's comparable rates, and a credit score drop.

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Rohan Mehta - Loans

Loan & Credit Records

Private Library

SBI - Home Loan Sanction Letter.pdf

Floating rate • Bundled home loan cover noted

HDFC Bank - Home Loan Interest Certificate - FY 2025-26.pdf

Interest and principal split for the financial year

Rohan Mehta - Credit Report - Sep 2026.pdf

Score compared with the previous report

How to Keep Loans and Credit in View with Ask Aydo

Forward the paperwork once and let Aydo keep an eye on the dates and numbers inside it.

01

Send Your Loan Papers

Forward the sanction letter, loan agreement, amortisation schedule or a downloaded credit report on WhatsApp or by email.

02

Filed Under Banking

Aydo reads the lender, loan type, rate and end date, and files each one under Banking > Loan Document or Banking > Credit Report.

03

Aydo Flags What Needs Attention

Aydo notices a missing bundled policy, an approaching loan end date, a rate above today's comparable rates, or a drop in your credit score.

Key Loan and Credit Documents to Keep Organized

The papers you need for tax season, loan closure, a balance transfer conversation, or your next application.

Banking / Loan Document

Loan Sanction Letter

States the sanctioned amount, rate type, tenure and any insurance bundled with the loan.

Banking / Loan Document

Loan Agreement & Amortisation Schedule

The terms of the loan and the EMI breakup until the final instalment.

Banking / Loan Document

Home Loan Interest Certificate

Shows interest and principal paid in the financial year, used for Section 24(b) and Section 80C claims.

Banking / Loan Document

Education & Personal Loan Papers

Education loan interest certificates and personal loan closure letters are easy to lose once the EMIs stop.

Banking / Credit Report

Credit Reports

Lists your loans and cards as each bureau sees them, along with your score.

Any Loan Paper

+ Any NOC, Foreclosure Letter or Gold Loan Slip

These are common examples. Send foreclosure statements, lien release letters, gold loan receipts or credit card statements on WhatsApp. Aydo files them with the rest of your banking papers.

Solving Common Loan and Credit Headaches

How Ask Aydo keeps the details inside your loan papers from going unnoticed.

Rate Check

Paying More Than Today's Rates

The Friction

A loan taken years ago may still sit at a rate well above what comparable loans cost today, and nobody tells you.

With Ask Aydo

Aydo compares your booked rate with today's comparable rate and shows a rough interest saving if the loan were moved, before transfer fees. Whether to move it is your call.

Loan Closure

The Loan Ends, the Paperwork Does Not

The Friction

The last EMI clears, but the NOC and lien release are never collected, and it surfaces years later when selling the car or flat.

With Ask Aydo

Aydo flags a loan nearing its end date and reminds you to ask the lender for the NOC and lien release.

Credit Health

A Score Drop You Did Not Expect

The Friction

A lower credit score shows up just before a new loan application, with no idea why.

With Ask Aydo

Aydo notices when a bureau's score dropped between two of your reports and suggests reviewing the report for errors to dispute.

Organize your documents on WhatsApp

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Frequently Asked Questions

No. Aydo only reads your documents and flags what it notices. It does not recommend lenders, apply for a balance transfer or contact your bank. Talk to your lender or financial advisor before making a decision.

Capture once. Recall forever.

The best time to secure a record is the moment you hold it. Forward your first document and let Ask Aydo become the one place your family's paperwork lives.

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