After a family member passes, their policies, bank accounts, deposits, investments, property and pension papers each need a claim or a transfer. Aydo keeps them together and lists what each one will need, at whatever pace the family can manage.
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Documents That Need a Claim or Transfer
Suresh Mehta - Death Certificate.pdf
Issued Sep 2026 by the municipal registrar
LIC - Life Insurance Policy - Suresh Mehta.pdf
Nominee: Sunita Mehta • Claim by the nominee
SBI - Fixed Deposit Receipt - Suresh Mehta.pdf
Nominee: Sunita Mehta • Transfer by the nominee
There is no deadline in the chat. Send what you find, when you find it.
Photograph or forward the death certificate and any policies, passbooks, deposit receipts, statements or property papers on WhatsApp or by email.
Aydo files each document under its category and reads details such as the institution, the account or policy number and the nominee.
When the death certificate sits alongside that person's financial documents, Aydo notes each one that will need a claim or a transfer by the nominee or legal heirs.
Every family's situation is different. These are the papers most often asked for by insurers, banks and offices.
Asked for by almost every insurer, bank and office handling a claim or transfer.
Each policy names a nominee who makes the claim with the insurer.
Each account, deposit and investment is transferred to the nominee or legal heirs by its own institution.
Sale deeds and property tax receipts are needed when the property passes to the heirs.
A pension payment order may carry a family pension, and many institutions ask for a legal heir or succession certificate.
These are common examples. Send a copy of the will, a bank locker agreement, vehicle registration or shareholding statements. Aydo files them with the rest of the family's papers.
Some of the practical difficulties after a loss, and how a shared library can ease them.
Policies and deposits are spread across cupboards, email and old files, and nobody is sure the list is complete.
As papers are found and sent, Aydo lists each document that will need a claim or a transfer, so the family can see what has been gathered so far.
Each institution asks for the nominee, and the answer is printed somewhere in a policy or deposit receipt.
Aydo reads the nominee details from policies and fixed deposits, so the family can see who will need to start each claim.
One sibling holds the papers while the others field calls from banks and insurers in another city.
On the Family plan, everyone works from one shared family library, so each member can see the same documents from their own WhatsApp.
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The best time to secure a record is the moment you hold it. Forward your first document and let Ask Aydo become the one place your family's paperwork lives.
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